Top Reasons Why You Should Consider AARP Life Insurance Today


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Are you worried about the financial security of your loved ones in case of an unexpected event? Have you considered getting life insurance but don’t know where to start? AARP Life Insurance might just be the solution for you! With its numerous benefits and customizable options, AARP Life Insurance offers a sense of relief and comfort for both you and your family. In this blog post, we will explore the top reasons why you should consider AARP Life Insurance today. Read on to learn more!

The Benefits of AARP Life Insurance

One of the biggest benefits of AARP Life Insurance is its flexibility. You can choose from a variety of plans to fit your specific needs, whether you’re looking for coverage for final expenses or long-term financial security for your family.

Another advantage of AARP Life Insurance is that it doesn’t require a medical exam, which makes it easier and faster to obtain coverage. This can be especially helpful if you have pre-existing health conditions or are older in age.

AARP Life Insurance also offers competitive rates and guaranteed acceptance, which means that as long as you meet the age requirements, you won’t be turned down for coverage. Plus, once you’re approved for a policy, your rates will never increase due to changes in your health status.

With AARP Life Insurance, you’ll have access to member benefits such as discounts on prescription drugs and travel deals. These added perks can help make life just a little bit easier and more affordable.

What Are The Age Requirements?

Age is a major factor when it comes to getting life insurance, and AARP Life Insurance has specific age requirements for its policies. One of the benefits of this insurance policy is that it covers individuals who are over 50 years old, which can be helpful for those who may have been denied coverage elsewhere due to their age.

For term life insurance provided by New York Life Insurance Company, applicants must be between the ages of 50 and 74 to qualify. However, no medical exam is required. This means that even if you have a pre-existing condition or health issue, you may still be able to receive coverage through AARP Life Insurance.

For permanent life insurance policies provided by New York Life Insurance Company also requires an individual to be between the ages of 50 and 80 years old. These types of policies offer lifelong protection with cash value accumulation in addition.

It’s important to keep in mind that premiums typically increase as you get older since there’s a greater risk for insurers as we age. Therefore, it’s wise not wait too long before considering AARP Life Insurance as an option.

How Much Does AARP Life Insurance Cost?

AARP Life Insurance offers a variety of plans that can fit different budgets. The cost of your policy will depend on several factors, such as the coverage amount you choose, your age, and any pre-existing medical conditions you may have.

AARP offers term life insurance policies that range from $10,000 to $100,000 in coverage. The premiums for these policies are typically lower than permanent life insurance policies. You can also choose between level and graded benefit options depending on your health status.

If you opt for permanent life insurance with AARP, the premiums will be higher due to the cash value accumulation feature. However, it provides lifelong protection which means it is worth considering if you want long-term peace of mind.


It’s important to note that AARP members may receive discounts on their premium payments making the policy more affordable. Additionally, they offer a 30-day free look period where new customers can review their policy terms and cancel without penalty if they change their mind.

Ultimately, how much an individual pays for AARP Life Insurance depends upon personal circumstances. It’s best to speak with an agent or use online resources available before deciding which plan suits one’s needs at an affordable rate.

Is AARP Life Insurance a Good Choice for Me?

Deciding on whether or not AARP Life Insurance is a good choice for you may depend on your unique circumstances. Here are some factors to consider:

Firstly, it’s important to understand the coverage options available through AARP Life Insurance. They offer term life insurance and permanent life insurance policies, both of which have their own benefits and drawbacks.

Secondly, if you’re between the ages of 50-74 and in relatively good health, then AARP Life Insurance could be a great option for you. This is because they offer competitive rates compared to other insurers in this age bracket.

Thirdly, if you value customer service and want a company that has been around for many years with a solid reputation, then AARP Life Insurance may be right for you. They have been providing coverage since 1958 and have over 38 million members.

It’s always recommended to compare quotes from multiple providers before making any final decisions about life insurance coverage. This way you can ensure that you’re getting the best policy at an affordable price that meets your unique needs.

Considering these factors can help determine whether or not AARP Life Insurance is a good choice for your individual situation.


AARP Life Insurance offers a range of benefits that make it an attractive option for seniors. The flexibility of the coverage options means that you can choose a policy that best suits your needs and budget. Additionally, the age requirements are reasonable and allow many seniors to qualify for coverage.

While the cost may be higher than other life insurance providers, the added benefits such as no medical exams or waiting periods make it worth considering. Plus, with AARP’s reputation for excellent customer service and support, you can feel confident knowing that you’re in good hands.

If you’re looking for life insurance coverage as a senior citizen or retiree, AARP Life Insurance is definitely worth exploring further. With their commitment to helping people over 50 lead happier and healthier lives, they offer peace of mind not just for yourself but also your loved ones who depend on you financially.


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